For mortgage loan officers

Close the clients
you used to decline.

LeVrage reads the tri-merge, finds the exact moves that lift a score past approval, and structures the file — right inside your pipeline. Qualify, fix, process.

No per-seat or per-file fees · Works inside Encompass · MISMO 3.4 export

app.getlevrage.com
Decision Engine
Analyzing…
588FICO
Pay $4,200 collection+41
Dispute 2 errors+22
Add secured tradeline+15
Approval barrier found
DTI + 1 collection
Est. time to approve
38 days
Built for the file you already work
Tri-mergeEncompassMISMO 3.4W-2 · 1099 · RentalPer-LO isolation

The LeVrage loop

Move the pivot,
not the goalposts.

01

Qualify

Drop the tri-merge. The Decision Engine flags every barrier between this borrower and an approval — instantly.

02

Fix

The Score Simulator ranks the exact moves — payoffs, disputes, tradelines — by points gained per dollar. No guessing.

03

Process

Structure the deal, run income, export MISMO 3.4. The file leaves LeVrage ready to submit.

LeVrage Credit Report Parser — local parse, structured file, handoff
Report Parser — the tri-merge never leaves your device
LeVrage Score Simulator — projected improvement +94 pts avg with confidence
Score Simulator — ranked moves, live projections
LeVrage Qualify — ranked programs with agency baselines and source citations
Qualify — ranked programs, agency-cited

Try it yourself — no signup

Watch a decline become a deal.

Toggle the moves LeVrage would recommend. Watch the score climb and the loan flip.

588 Simulated FICO
Loan: Declined

Approval threshold: 620

Illustrative point values. The real engine models your borrower's actual tri-merge.

Everything between "declined" and "cleared to close."

Credit Decision Engine

Reads the tri-merge and surfaces every approval barrier in seconds.

Score Simulator

Models payoffs, disputes, and tradelines by points gained per dollar.

Income Calculators

W-2, self-employed, and rental — done right, every time.

Scenario Engine

Structure the deal and export a clean MISMO 3.4 file.

Dispute Letters

Generated and ready to send — no templates to hunt down.

Per-LO Isolation

Your borrowers, your workspace. Private by default.

On the desk or in your pocket

Your whole pipeline,
anywhere you are.

Pull a decision between showings. Fire off a dispute letter from the car. LeVrage runs the same qualify → fix → process loop on web and phone.

  • Snap a tri-merge, get a decision on the spot
  • Push borrower next-steps as notifications
  • Everything syncs with your desktop pipeline
LeVrage Score Simulator on mobile — +94 pts projected, per-bureau current to projected table
LeVrage client roster on mobile — one client, one thread, every tool a tap away
0minutes to a decision
0avg. liftable per file
0no per-file fees

One price. The whole platform.

Standard

$97/mo

  • Full platform access
  • Unlimited files
  • No per-seat fees
  • MISMO 3.4 export
Start free trial

Stop declining loans you could close.

Start a free trial, or watch a 10-minute walkthrough first.